You work hard. So, make it easy on yourself to save money. Work, bills, balancing family and friends: you probably have a lot going on. And figuring out how to save money can be hard. So, start small. The important thing is to just get into the habit of saving now.

Feel like your budget is already tight? Not sure where that money can come from? Source: NLG

HERE ARE 3 MONEY SAVING TIPS TO GET STARTED:

1. SET YOUR SAVINGS GOAL

Let’s face it, having something to work toward can make small sacrifices easier to handle. What’s going to motivate you to save? A memorable vacation, a special purchase or just knowing you have a savings cushion? Whatever your goal is, have a visual reminder of it and put it where you will see it multiple times a day. Seeing that reminder is a helpful nudge to keep you on track, and your eyes on the prize.

2. TRACK YOUR SPENDING & SEE WHERE YOU CAN CUT BACK

A financial savings app, like mint or acorns, can help you track your spending, set budgets and help you see where you can trim spending.

Or, just think about some frequent purchases that you could probably go without. Maybe you cut back and eat out one less time a week. If you get takeout once a week for $30, cutting that out would add up to $1,560 in annual savings right here. Want seconds on that savings serving?

3. SET IT ON AUTO-SAVE

Make saving easier on yourself and set up a recurring automatic transfer to a savings account. This way, you set it up and don’t have to think about it each month. And when you don’t see that extra money in your checking account, chances are you will be less likely to spend it.

Use this savings calculator to determine what you could save and how those savings could grow over time.

The good news is if you can maintain your savings goals for 30 days, you’ll be more likely to make them your new routine – and have more money in the bank.

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