Meet The FCA Team
Steven A Peden .RICP®
President
Founder
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Steve has been in the life insurance industry since 1985, recruiting, managing and motivating agents and managers to reach the pinnacle of their abilities. Steve’s passion is to see others succeed and offer an environment that encourages them to thrive while offering their clients the most dynamic products on the market today.
Richard Conlon
Vice President
MDRT Member
IMO/MGA's All Time Top Producer
Chief Operating Officer
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It has been said that “rather than learning what you do, people care much more about understanding why you do it”. I have a tremendous passion for people; to me this is my life, not a job or career. It has always been and will be about the relationship I have with my clients. I realize that I am not the only one in this industry, and the fact that you choose to work with me, isn’t something I take for granted. This is “why” I wake up each morning and pursue my purpose and mission.
Dalton Ayala
Senior Manager of Administration and Operations
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Dalton has nearly two decades experience in the life insurance industry, including managing the operations of Financial Concepts of America. He has worked on behalf of FCA and the Alliance Group for the last 20+ years, and is instrumental in developing the ongoing training and support of both agents and MGA administrators in the Western United States.
Mila
General Agent
State of Hawaii
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Mila began her career with FCA in 2003. By 2004, she began excelling in California and desired to move back to the Hawaiian Islands to continue her career by offering our outstanding products to the people of Hawaii.
Returning to the beautiful island of Oahu, she opened an office in Aiea in 2006 and began working with local representative who could bring the Alliance portfolio to Hawaii.
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Mila sincerely thanks the wonderful people of Hawaii for trusting in the products and services we offer at FCA and the Alliance Group.
The trust you put in us is not taken lightly and we work to ensure that trust and offer the most unique products on the market today.
Sam Izad
Chief Marketing Officer
National Recruiter
Specialist
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Sam Izad is a highly accomplished professional with a diverse background encompassing business, marketing, technology, financial services, and a deep interest in humanities subjects.
With a career spanning over two decades in the financial industry, Sam has established himself as an expert in inbound and outbound marketing strategies, including content marketing, search engine marketing (SEM), social media marketing, and email marketing.
Notably, Sam is the talented designer and webmaster behind www.fcafinancial.com, showcasing his skills in web development and digital presence optimization.
Throughout his career, Sam has also excelled as a professional chart analyst, acquiring expertise in technical and fundamental analysis within the financial market. His extensive experience includes navigating diverse markets such as Spot, Option, Future, and Forward in foreign exchange (Forex), as well as commodities like precious metals, energies, and agriculture. He has demonstrated a keen understanding of major international stock exchanges.
With a dynamic growth mindset, Sam approaches complex problems with pragmatism and constructivism, consistently seeking innovative solutions that drive positive outcomes. He believes in the power of perception and its impact on shaping one's reality. Sam's journey stands as a testament to the transformative power of thoughts and the importance of taking aligned action.
Lori
General Agent
State of Washington
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Lori has been an integral part of FCA and the Alliance group for several years, leading our northern California division. Her leadership and lead by example attitude has been instrumental in the success of our agency.
Originally from Washington state Lori attended Skagit Valley Community College before transferring to Western Washington University.
Lori began her insurance career in 1984 with Farmers Insurance before moving to State Farm insurance, while living in Washington state. While working with State Farm, she also served as a CNA in the Home Health Care industry. In 1996 Lori moved to California to further her insurance career and to be closer to her extended family.
Lori became a top producer with NL Group and LSW in 1998 and has excelled in her insurance career ever since.
Barb
Regional Manager
Specialist
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in 2008 when the economic crash hit, I was working in the financial services industry. My professional & personal life were greatly affected, by the collapse. During this transition, I had to liquidate my retirement account to survive. Sound Familiar? I knew I needed to jump start my own retirement. Through my research, I found financial strategies that were so exciting and empowering! I shared them with my long time clients and friends and found most of them never knew about these TAX FREE programs. I saw a huge need to educate others on what I found for myself.
Luann
Regional Manager
Specialist
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Luanne is an Independent Living Benefits Specialist with FCA.
Serving the L.A Coastal area, Arizona and Oklahoma.
She is a financial advocate for women, individuals and small business owners.
Providing financial security to help ensure you will not outlive your money. What I do offer my clients is an opportunity to HELP their portfolio that may be bountiful but volatile. She is a board member of the LAX Coastal Chamber of Commerce and co-chair of the award winning Women’s Lifestyle Committee and serves as President of the Playa del Rey based Ladies of the Westchester Elks since 2019.
Armando
Regional Manager
Specialist
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Armando has over 25 years experience in the Life Insurance and Annuity industry. He began his career with Hartford Life in 1996 where he originally met Steve Peden. Armando later joined FCA in 1999 where he has continually been a top agent and manager. His passion for helping American families has led to his success and awards which include both top Sales Representative and Manager of the year on several occasions. He understands that every client is an individual with different needs and looks forward to designing a program specific to each person’s goals.
Ignacio
Regional Manager
Specialist
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Ignacio is a financial consultant and earned his credentials at the American College for Financial Services and is a member of the National Association of Insurance and Financial Advisors. For the past 20 years has worked in executive compensation, business owner exit strategies, estate conservation, advanced tax, survivorship planning, shielding retirement funds from stock market crash.
Ignacio is currently writing his first book, "FINANCIAL CANCER". The pitfalls of not understanding risk management, not distinguishing between mandatory annual tax preparation and voluntary tax planning, and the pitfalls of being guided by non-experts.
Mark
Regional Manager
Specialist
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I find myself very fortunate to work in a career that can impact peoples lives in such a profound way.
Since 1991 I've been able to touch the lives of over 1,000 families in a way that most can't. With the power of Living Benefits as part of a sound financial plan your able to harness Life Insurance in a way that just a decade ago was unheard of.
Please take a moment to watch one of the many videos here on my website and feel free to schedule a visit for a personal consultation.
Ronald
Regional Manager
Specialist
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Jesse
Regional Manager
Specialist
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Jesse has over 28 years of experience in the Financial Service Industry. He has a great passion to help others and be a outstanding team player. Jesse has won Top Agent Awards and has managed and trained new representatives.
In 1999 Jesse helped started and organized contracts to help Los Angeles County Employees with Insurance and Retirement plans. In 2005 Jesse helped open the first satellite for FCA in Glendale California.
Jesse's greatest reward is to help individuals and families secure and protect their futures. Jesse has been married to his lovely wife Yolanda for 30 years. They have to wonderful children Cirra and Joshua.
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Harvey
Regional Manager
Specialist
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Offering the “Old type of Life Insurance” with no living benefits, was not in the best interest of my clients. As technology has evolved in the last decades, life insurance has evolved at a similar pace.
We have graduated to “Smart Phones” so it’s time to graduate to “Smart Insurance” with Living Benefits. For the past 20 years I have enjoyed working with individuals,families, business owners or anyone concerned with their financial future in the Long Beach, South Bay, Harbor & surrounding cities.
Please take a moment to watch one of the videos and contact me to review your long term financial future with a personal consultation.
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Lauren
Specialist
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Lauren specializes in living benefits, retirement strategies, and mortgage protection.
She is kind and thorough as she provides a calculated plan perfect for your individual, family, or business needs. As a result of her lifelong passion for helping others, Lauren is personable and can help with any of your needs.
For more information about Lauren and her work check out her professional website.
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James
Regional Manager
Specialist
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Keshona
Specialist
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Keshona is a Living Benefits Specialist at FCA Financial with over a decade of experience working with the public.
Keshona specializes in educating her clients on various products geared towards investments proven beneficial to their financial needs.
Keshona helps people from all walks of life and her customers range from individuals and their families to small business owners and their employees.
She has a strong will to help others succeed and reach their financial goals. She often volunteers her time freely by giving back to charitable organizations within her community. For more information about Keshona and her work, check out her professional website.
Patricia
Regional Manager
Specialist
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Dwight
Regional Manager
Specialist
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High-Earning Business Professionals days are measured by meetings, briefings, reviews and deadlines. They are paid to make the big decisions that help a business grow and prosper.
That’s what they do, it’s who they are. I provide advice for successful people. People with little time to focus on planning for their own retirement and financial goals.
My reputation is built on working with busy professionals who want to grow and preserve the value of their assets.
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Holden
Specialist
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Holden serves the Sacramento and San Francisco Bay Area regions.
Helping local small businesses and families plan for success.
Holden specializes in providing his clients unique solutions for unprecedented times.
Reaching your financial goals is our #1 priority.
Miranda
Specialist
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Experienced Living Benefits Specialist; I use knowledge and best practices to find and create an individualized plan for each everyone of my clients.
Strong sales professional with a Bachelor's degree focused in General Studies from Eastern Michigan University.
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Nikki
Specialist
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Imelda
Regional Manager
Specialist
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Zaneth
Regional Manager
Specialist
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Zaneth is a highly motivated and well educated life insurance specialist in Hawaii on the beautiful island of O'ahu. She started her journey with FCA in 2021. Zaneth had graduated with her Medical Associates degree back in 2010. Evolving her talent in the medical field for the past decade. Zaneth had then transitioned to working for the biggest Health Insurance Company in Hawaii.
With years of experience in the Insurance industry, Zaneth became inspired to follow in her mother’s footsteps. Her mother is one of the top faces in the FCA.
Zaneth's mission to is not only set forth with providing extensive knowledge through our products we have in today's market, but also building long lasting relationships with her clients and fulfilling their financial needs.
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Marco
Office Administrator
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Billy
Specialist
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Hello, my name is Billy,and I am a specialist, I specialize in life insurance and annuity.
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with over 10 years of experience.
I have that expertise and skills to offer the most innovation and comprehensive solutions possible. I speak Vietnamese and Cantonese.
In my free time, I enjoy
swimming, playing guitar, cooking, planting and traveling.
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Grant
Specialist
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Grant is a specialist at FCA Financial for Michigan, who specializes in Living Benefits and Retirement Savings.
With over 5 years experience in communication and public service, his goal is to make sure you have all the facts and knowledge to plan for your future.
Grants passion drive is to be the best he can, and continually better himself, so that he better serve you.
No matter your walk of life or age, he will work to make sure your needs are met.
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JoAnna
Specialist
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Steve
Specialist
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Steve is a dedicated financial specialist based in Irvine, CA.
Licensed in 38 states, Steve takes a client-focused approach, prioritizing understanding and meeting individual goals rather than simply selling products.
With a strong commitment to crafting tailored financial solutions, he skillfully uses a range of financial instruments to assist clients in achieving their objectives.
Steve is a family man, cherishing life with his wife and their 11-year-old son.
His professional ethos is centered around providing personalized, goal-oriented financial advice, ensuring clients receive the best guidance for their unique needs.
Yolanda
Specialist
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Yolanda started her insurance career over thirty years ago auditing Workers’ Compensation and General Liability Insurance Policies.
Yolanda is licensed in Life, Accident, Health, Casualty and Property Insurance.
Yolanda is partnering with FCA Financial Services where she can focus on her primary goal educating clients so that they may make informed decisions in Retirement Planning, Mortgage Protection, College Planning, Income protections, and Business Preservation.
Jacqueline
Specialist
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Kevin
Specialist
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I have been a licensed agent since 2012. As a result of wanting to be of service to others I felt that the Financial Services Industry would provide me with that opportunity.
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I have been around long enough to experience the ever evolving industry learning what I wanted to do and what I didn’t feel comfortable doing. I truly believe that we were put here on this earth to take care of each other.
I look forward to educating our clients and assisting them in making informed decisions in protecting themselves, their assets and their futures with products that will be affordable, flexible, and the solution to fill any gaps that are discovered.
Paul
Specialist
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Jacqueline
Reggie
Specialist
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Greetings! Queens, New York is the foundation of my roots.
I now reside in Atlanta, Georgia with my family. Growing up in Queens I observed people struggle with building a strong financial foundation because of the lack of education on the subject.
My adulthood is filled with the same results I experienced growing up, therefore I took the initiative to correct my failures and vowed to share my findings with others.
Jesus
Specialist
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